INSURANCE RE-INVENTED
PROVEN BEST SELLER
90% LOWER COSTS
NO INSOLVENCY RISK
TRILLION $$$ MARKET

Join the Pre-Sale

ABOUT OUR BLOCKCHAIN TONTINES

Our Tontines provide Lifetime Income in Retirement, are ALWAYS fully funded & substantially reduce costs for members

Tontines are like "old school"
mutuals where profits are paid to
the Tontine Members & not to
insurance company owners

Tontines are a 300 year old retirement funding solution which in the late 19th century were so popular that over half of all US households had invested the modern equivalent of $170Bn in a tontine.

Still popular in France, in 1906 they fell out of favour in the US due to the insurance company issuers tampering with the membership ledgers &
then withdrawing too much investor capital as "insurer profits".

Fast forward to 2017 and the top 20 OECD countries face a
$78 Trillion pension shortfall & Fitch Ratings have now also
downgraded the insurers which are the counterparties of many
of the most widely held private pension products.

As with the creation of Bitcoin in 2009, the time is right for a
trustless peer-to-peer system which offers users substantial
cost savings and is properly secured by advanced mathematics,
immutable ledgers & pseudonymous accounts.

Our flagship product will be an ETF based Tontine Pension designed
to deliver optimal returns based upon Nobel Prize Winning Research.

Biometrically authenticated members will receive monthly payouts to their Tontine Accounts linked to TonCards which can be used at over 40 million merchants and ATMs worldwide.

Iphone and Debit Card

This is more than a product, it is a financial revolution


INTERESTED IN HOW IT WORKS?
CHECK OUT OUR QUICK EXPLAINER VIDEO

Watch Now


Join our TON Sale/SAFT Offering

Join Now!

KEY BENEFITS

"Comparing a Tontine to an Annuity is like comparing an iPhone to a calculator"

HIGHER INITIAL PAYOUTS

Bag of Money Icon

As a no-load, low-fee product, our Tontines can provide an estimated 40%+ higher payout than an equivalent annuity product from the start which enhances your quality of life

UNRIVALLED SECURITY

Padlock Icon

We take security seriously. Our Tontines are locked to each member's encrypted identity. Only biometrically authenticated members can authorise payouts.

YIELDS INCREASE OVER TIME

Hourglass Icon

The Tontines only continue payouts to surviving members. This causes the payouts to escalate over time (often dramatically in later years) independently of underlying investment returns.

COMFORT IN SIMPLICITY

Computer Monitor

Other retirement products are complex & hard to understand, Tontines are simple & transparent. Members always have unparalleled visibility on the the underlying ETF or other assets as well as projected future payouts.

The TontineTrust platform will help bring
financial security to the global community

Different communities have different financial security needs

ETF Based Tontine Pensions

Balanced multi-asset global ETF portfolios benefiting from Nobel Prize Winning Research

ETF Funds Icon ETF Funds Icon Read More

Social Security for the 21st Century

Countries, States & Corporations can contribute to new Social Security systems & Pensions which are ALWAYS fully funded & which protect recipients in the event of national financial crises, currency devaluations or corporate bankruptcies

Read More
TontineTrust Token Logo

Gold-Standard Tontine Pensions

To be fully backed by RMGs, a digital asset issued by the Royal Mint backed by ownership of physical gold in their UK vaults*

RMG Gold Read More

Crypto Tontines

Accepts contributions in & invests in a well diversified portfolio of selected crypto currencies & digital assets

Crypto-currencies Icons Crypto-currencies Icons
Read More

WHY PEOPLE LOVE TONTINES

Tontines historically outsell annuities 5 to 1 simply because they pay so much more & reward healthy living.
The following examples are estimated upon a 65 year male resident in the UK

TontineTrust Crossed Keys Icon

TontineTrust

Returns are probabilistic based upon mortality rates & investment returns

Growth Chart

Buy A Growth Annuity

Offers a "guaranteed" rate annuity plus
a 3% p.a. payout escalation

Shopping Basket

Buy A Fixed Annuity

Offers a "guaranteed" payout rate but which
is not indexed to inflation

Sack of Money

20 Year Cash Drawdown

The cash balance is drawn down over 20 years
at current interest rates

Expected Monthly Income from an investment
of £1m at 65 years old

Graph of Expected Returns

NOTABLE ENDORSEMENTS

Tontines continue to receive endorsements from Financial Scholars,
Universities, Financial Institutions & the Financial Media

We Work With

Stellar Oppenberg BitGo TokenGet RiskScreen

Roadmap

  1. QUARTER 1

    Concept Development with a view to solving a major, growing global problem on the blockchain ✔

    Robo-Actuary Concept✔

  2. QUARTER 2

    Tokenomics refined to generate network effects ✔

    Team Expansion Commences ✔

  3. QUARTER 3

    Website Launch ✔

    Incorporated ✔

    Regulatory Analysis ✔

    Robo-Actuary Prototyped ✔

  4. QUARTER 4

    Patent Filed ✔

    Release Whitepaper ✔

    Strategic Partnership Development commences ✔

  5. QUARTER 1

    Team Expansion ✔

    Platform Development ✔

  6. QUARTER 2

    Token Pre-Sale

    SAFT Pre-Sale

    Continued Platform Development

  7. QUARTER 3

    Token Main Sale

    SAFT Main Sale

    Regulatory Permissions

    Continued Strategic Partnership Development

  8. QUARTER 4

    1st Tontines Launched

    Biometrics & TonCard

    Expansive Global Marketing Program begins

  9. QUARTER 1

    Watch this space!

OUR TEAM

DEAN MCCLELLAND

Founder, CEO

Brian Bossler

BRIAN BOSSLER

Chief Operating Officer

Alberto Furger

ALBERTO FURGER

Chief Financial & Risk Officer

Brian Bossler

RICHARD K. FULLMER CFA

Chief Investment Officer

DR. MICHAEL J NEISH PhD

Quant / Programmer responsible for Robo-Actuary Optimisation

MARCIN ZDUNIAK

Lead Developer Blockchain, Fintech Integrations

NEDDA KALTCHEVA

Technical Architect
Govt. Scale Systems

MAX HARAN DOYLE

Digital Strategy &
Project Manager

TAIKI ASAKAWA

Actuary, Data Scientist,
Crypto Trader

JON CHING

Senior Marketing Partner
Greater China

CELIA LAI

Business Development
Greater China

OUR ADVISORS

JON MATONIS

Founder of the Bitcoin Foundation, Cryptoeconomist & Blockchain Entrepreneur

MICHAEL EDELSON

Long term Director of Man United F.C., Angel Investor, VC, Businessman & Philanthropist

JÖRG PLATZER

Cryptoeconomist, Director of German National Bitcoin Assoc., Tontines Expert

NORBERT GEHRKE

Former AIG Japan Strategist, ex Goldman Sachs MD, Fintech & Asia Region Advisor

MEDIA MENTIONS

We are continuing to gain attention and feature in both online and printed publications

Huffington Post
Bloomberg
Forbes
FT
Coinjinja
Retirement Income Journal
Seeking Alpha
Token Market
Interactive Investor
Bitcoin Exchange Guide
Cryptoarabe
Token Market
IcoBench
FoxIco
Ico Holder
FoundIco

Join the Pre-Sale

The Tontine platform is powered by TON$, a new digital currency which rewards partners & financial advisors for helping the platform grow its assets and reach new consumers.

Our TON Pre-Sale is open, register to Join now


Join Now!